Cost of delay
See how much less a SIP grows to when it starts later, and what it takes to catch up.
Your numbers
Drag a slider or type a value.
₹
yrs
Both SIPs are valued on the same date, this many years from today.
yrs
%
Start today
₹99,91,479
in 20 years
Start in 1 year
₹87,53,254
same date
Cost of waiting
₹12,38,225
for ₹1,20,000 less invested
How we worked it out
- SIP of ₹10,000 for 20 years
- ₹99,91,479
- Same SIP for 19 years (starts 1 year later)
- ₹87,53,254
- Lost by waiting
- ₹12,38,225
- Monthly SIP needed to catch up if you wait
- ₹11,415
The best day to start was yesterday; the next best is today. Your advisor can set it up.
Open your portalThese figures are illustrations based on the rates you choose — not a promise of returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Please speak to your advisor before you invest.